Important Disclaimers
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances vary significantly
Please read these important disclaimers carefully before using our services. This information helps you understand the nature and limitations of our financial planning subscription service.
General Service Disclaimer
Our financial planning subscription service provides general guidance and analytical reviews based on individual circumstances. We do not provide specific investment advice, tax advice, or guaranteed financial outcomes. All recommendations are subject to market conditions and personal circumstances that may change over time.
Limitations of Liability
Our liability is limited in the following circumstances:
- We are not liable for losses arising from market volatility or economic conditions beyond our control
- We exclude liability for indirect, consequential, or punitive damages
- Our maximum liability is limited to the subscription fees paid in the preceding 12 months
- We are not responsible for decisions made independently by clients without our direct consultation
Information Accuracy
While we strive to provide accurate and up-to-date information, financial markets and regulations change frequently. All information is provided for general guidance purposes and should not be relied upon as the sole basis for financial decisions.
Information is accurate as of the date provided but may become outdated without notice
Professional Advice Limitation
Our service provides analytical reviews and consultations but does not constitute formal financial advice as regulated by the Financial Conduct Authority. For specific investment decisions, please consult with a regulated financial adviser.
External Links Disclaimer
Our website may contain links to external websites for your convenience. We are not responsible for the content, accuracy, or practices of these external sites and do not endorse their services or products.
Results and Outcomes
Financial planning outcomes depend on numerous personal factors including income, expenses, market conditions, and individual discipline in following recommendations. We cannot guarantee specific financial results or improvements.
Individual results may vary based on personal circumstances and market conditions
Client Indemnification
Clients agree to indemnify Selarionvethqua against claims arising from their use of our service, including decisions made based on our consultations or any misrepresentation of their financial circumstances during our assessments.
Governing Law and Jurisdiction
These disclaimers are governed by the laws of England and Wales, with considerations for local variations:
Regional Considerations
- Scottish clients are subject to Scots law where applicable to financial services regulation
- Northern Ireland clients fall under local regulatory variations while maintaining UK-wide standards
- Welsh language rights are respected in accordance with Welsh Language Act provisions
All disputes are subject to the exclusive jurisdiction of the courts of England and Wales
Severability of Terms
If any provision of these disclaimers is found to be unenforceable, the remaining provisions shall continue in full force and effect. Invalid terms will be replaced with enforceable alternatives that achieve similar intent.
Complete Agreement
These disclaimers, together with our Terms and Conditions and Privacy Policy, constitute the complete agreement regarding the limitations and exclusions of our service liability.
Modification of Disclaimers
We reserve the right to modify these disclaimers at any time. Changes will be posted on our website with updated effective dates. Continued use of our service constitutes acceptance of any modifications.
Acceptance of Disclaimers
By subscribing to our service, you acknowledge that you have read, understood, and accept all disclaimers and limitations outlined above. If you do not agree with these terms, please do not use our service.
Questions About Disclaimers
If you have questions about these disclaimers or need clarification about our service limitations, please contact us:
Last updated: August 29, 2025